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Home>Opinions and Analysis>Millions of Homeowners Could Refinance and Save Money: Why Don’t They

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Millions of Homeowners Could Refinance and Save Money: Why Don’t They?

IMG Auteur

Mish

Global Economic Analysis

Published : May 24th, 2016

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FOLLOW : Georgia

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Category : Opinions and Analysis


	According to Black Knight’s April “Mortgage Monitor” millions of homeowners could refinance their mortgages and save money. Yet, despite interest rates hovering near 3-year lows, prepayment speeds, historically a good indicator of refinance activity, fell in April. The April “Mortgage Monitor” builds on March analysis of refinance candidates. Here is the pertinent chart from last month. Refinance Candidates . Roughly 2.3 million people could refinance their mortgages and save money doing so. That assessment was based on an FHLMC Mortgage Rate of 3.58% on April 14. A quick check shows the rate is still 3.58% as of May 19. Apparently people do not want to save money. Mike “Mish” Shedlock

Source : mishtalk.com

Data and Statistics for these countries : Georgia | All

Gold and Silver Prices for these countries : Georgia | All

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Mike Shedlock / Mish is a registered investment advisor representative for SitkaPacific Capital Management. He writes a global economics blog which has commentary 5-7 times a week. He also writes for the Daily Reckoning, Whiskey & Gunpowder, and has over 80 magazine and book cover credits. Visit http://www.sitkapacific.com

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