Delinquency rates in Single Family Residential Mortgages and other Consumer
Loans began to climb through the later half of 2016 and early 2017. The timing
of this delinquency rate increase coincided almost identically with the Fed
increases in their Funds Rate. Additionally, commercial loan origination stalled
for the first time since 2008-2011 (prior to that was a stall in 2000).
As you've been likely been following our daily
video market analysis, you'll know that we believe the ma
